Build a business to sell. Build a business that cash flows.
If you really do want to retire one day, there are many alternatives to a traditional retirement account. You could do a couple of things...
Build a business to sell so that the sale funds retirement, or build the business to operate without you.
It's not easy, but it can be done. The key is knowing how much money you'll need in your later years, and how much revenue your business will generate at that point in time. Then you can figure out how long it will take your current revenue stream to reach that point in time, which gives you an idea of how much time and effort you'll need to invest now in order to build something worth selling down the road.
Building a business that is worth selling is a great way to make money while you're still working, and this allows you to retire sooner. If you're looking for an exit strategy, this is something worth considering. If nothing else, it's a good way to get more control over your life and income stream!